HOW DOES WORKERS COMP WORK
Workers Comp works by providing security in the form of benefits to an injured worker. The benefits are designed to prevent economic disaster while unable to work and recover from a work accident. The benefits also allow the employer to manage risks of workplace injuries with insurance.
The benefits are:
- Wage Benefit: Replacement of wages after placed out of work by an authorized treating physician. And while recovering from a work-related injury.
- Medical Benefit: Medical costs and expenses associated with the workplace accident. And provided without cost to the employee. No copays or deductibles are chargeable to the employee. All reasonable and necessary medical treatment should be provided.
- Permanency Award: An award to compensate for the functional loss of a body part.
- Death Benefit: Dependents are eligible if the work accident results in death. There is a presumption of dependency for some members of the family. Other members have to prove their actual dependency on the deceased worker.
Workers Comp Works by Paying Benefits To Injured Employees
- Which party controls the details of work performance?
- Is supervision needed for the work?
- Does the worker have the experience/skills to function independently?
- Which party handles any necessary equipment or tools?
- Is the work performed a key part of the overall business operations?
- Is the worker financially dependent on the earnings received for the work?
The Right Workers Comp Attorney Can Get Maximum Benefits
The payment of benefits is critical. The amount of the benefits payable for wage, medical, and any permanency award varies from one case to the next. What should not vary is the skill and attention brought to the case by a qualified New Jersey attorney hired to handle the matter. John F. Renner brings to the table years of experience. He represents injured workers facing severe injuries to body parts ranging from the foot to the head. Last but not least, our contact number is (856) 596.8000.